President Obama spoke to the nation on November 14, 2013 confiding that Americans may be able to keep their individual insurance plans for one more year. 

In response, Centers for Medicare and Medicaid Services (CMS) issued a notice to the various state Insurance Commissioners with recommended changes. It is now up to the states to decide on whether to allow these changes, and the carriers on whether or not to implement them.

Learn more about the recommendations and how they impact both individuals and small businesses.

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